SCAN expands Medicare Advantage lineup for 2027 with new partnerships and West Coast growth

SCAN Health Plan is rolling out a 2027 Medicare Advantage portfolio with expanded county coverage, new co-branded plans and richer supplemental benefits as it looks to serve more older adults across the West. The offerings arrive ahead of the 2027 enrollment season, which runs Oct. 15-Dec. 7, 2026.

Why it matters: - SCAN is using its 2026 enrollment surge to push deeper into Medicare Advantage with more markets, more partners and more benefits for older adults. - The strategy is aimed at making coverage simpler, more affordable and more connected to everyday needs such as prescriptions, dental care, food and technology support. - SCAN’s 2027 lineup also shows how large MA plans are leaning on co-branded products and local health-system ties to stand out in crowded markets.

What happened: - SCAN Health Plan unveiled its 2027 benefit portfolio after a 2026 Annual Enrollment Period that brought in 127,000 new members and drove 40.6% membership growth. - The 2027 portfolio includes expanded geographic coverage, differentiated benefits and a growing set of co-branded Medicare Advantage products. - SCAN said the new offerings will be available in more communities across the West and will be designed around older adults’ daily needs.

The details: - SCAN’s 2027 plans may include $0 copays for primary care providers and many specialists. - SCAN’s 2027 plans may include $0 copays for virtual urgent care and behavioral health visits. - SCAN’s 2027 plans may include $0 dental copays for preventive services and expanded allowances for comprehensive dental treatment, excluding implants, ranging from $1,000 to $5,000 per year. - SCAN’s 2027 plans may include $0 copays for Tier 1 and Tier 2 prescription drugs. - SCAN’s 2027 plans may include $0 copays for select insulin in Special Needs Plans and $35 copays in non-SNP plans. - SCAN’s prescription formulary will include more than 1,500 drugs, with expanded formulary options. - SCAN will offer an expanded pharmacy network with more than 66,000 pharmacies across the U.S. - Select markets will offer annual allowances of $60 to $3,000 for over-the-counter items, herbal supplements, healthy foods, at-home fitness equipment or utilities. - SCAN’s vision benefits will include yearly allowances ranging from $100 to $400. - SCAN will continue its Health Action Rewards Program in select plans, with participants able to earn up to $130 per year for eligible health activities. - Rewards can be redeemed at participating retailers including Costco, Walmart, Safeway, Albertsons, Cardenas Markets and Vallarta Supermarkets. - SCAN’s new FlexEssentials card is a pre-loaded debit card that members can use for everyday essentials such as wellness products and groceries at a broad network of retailers. - SCAN’s technology support benefit, offered in partnership with Best Buy Health, includes phone support and in-store appointments at Best Buy locations in SCAN counties. - Members can receive up to four 20-minute Geek Squad sessions per year and access a dedicated phone line during normal business hours. - SCAN members enrolled in most plans will get $0 virtual urgent and behavioral health visits through MD Live in 2027, with no referral required. - MD Live virtual urgent care will be available 24/7, and behavioral health visits will be available seven days a week from 9 a.m. to 8 p.m. PT.

Between the lines: - SCAN is pairing benefit expansion with local partnerships to make its Medicare Advantage products more relevant to specific communities, including Asian older adults, seniors in Southern California and residents of senior living communities. - The partner-heavy approach suggests SCAN is trying to compete on cultural fit, convenience and network depth, not just price. - The mix of food, utilities, fitness and tech support benefits signals a broader view of health care that extends beyond doctor visits and prescriptions. - Some of the most attractive benefits are limited to certain plans, counties or members with qualifying chronic conditions, which means the portfolio will not look the same for every enrollee.

What's next: - SCAN said details about some co-branded offerings in the 2027 portfolio will be announced in coming weeks. - SCAN will expand into Oregon for the first time and add counties in existing Western states. - Starting Jan. 1, 2027, SCAN will operate in 38 counties across California, Arizona, Nevada, Texas, New Mexico, Washington and Oregon. - SCAN’s Oregon entry will center on a collaboration with The Springs Living for eligible residents in participating communities. - The 2027 Medicare Advantage Annual Enrollment Period runs Oct. 15-Dec. 7, 2026.

The details: - SCAN and Astrana Health are expanding SCAN Allied (HMO), a co-branded plan tailored for Asian older adults, and the plan now serves more than 12,000 members. - SCAN is launching a provider-specific plan with CareMore Health in Southern California, with access to select CareMore Care Centers, about 350 primary care providers, 2,900 specialists, more than 90 urgent care centers and a broad hospital network. - SCAN and Costco are introducing new co-branded Medicare Advantage plans that combine SCAN coverage with Costco offerings. - SCAN and Seoul Medical Group are launching two co-branded culturally aligned plans, including a Chronic Condition Special Needs Plan. - SCAN is expanding its partnership with Sutter Health into 10 Northern California counties, and Sutter Senior Advantage, a SCAN Medicare Plan (HMO), now serves more than 20,000 members. - SCAN and Walmart are launching new co-branded MA plans tied to Walmart’s health and wellness products, services and technology capabilities. - As of Jan. 1, 2027, SCAN Health Plan will operate in 20 California counties, including Alameda, Los Angeles, Orange, San Diego and Santa Clara, among others. - SCAN Health Plan (Nevada) will operate in Clark and Nye counties. - SCAN Health Plan (Texas) will operate in Bexar, Chambers, Fort Bend, Harris, Liberty and Montgomery counties. - SCAN Health Plan (New Mexico) will operate in Bernalillo and Sandoval counties. - SCAN Health Plan (Washington) will operate in Pierce, Spokane and Thurston counties. - SCAN (Oregon) will operate in Clackamas and Washington counties. - SCAN Desert Health Plan will operate in Maricopa, Pima and Pinal counties in Arizona. - SCAN says plan benefits may vary by plan and not all benefits will be available in every SCAN plan. - Prior authorization rules may apply for select benefits.

The bottom line: - SCAN is entering 2027 with a broader Medicare Advantage footprint and a more customized benefit strategy, betting that older adults want simpler coverage that reaches beyond traditional medical care.